> ## Documentation Index > Fetch the complete documentation index at: https://docs.conduit.financial/llms.txt > Use this file to discover all available pages before exploring further. # List customer virtual accounts > Returns a paginated list of virtual accounts for the customer with client-safe deposit instructions. Requires the virtual account feature to be active. ## OpenAPI ````yaml https://api.sandbox.conduit.financial/v2/api-docs/openapi.json get /customers/{customerId}/virtual-accounts openapi: 3.0.0 info: title: Conduit Sandbox API description: >- **Sandbox API** — clients integrate against this surface to exercise happy and unhappy paths without consuming real KYC/PSP credits or moving real money. Customer KYC, banking partners, and crypto custody are stubbed; org-level KYB runs against real providers. Simulation endpoints under `/v2/sandbox/*` drive specific scenarios. Internal and portal endpoints are excluded from this spec. version: '2.0' contact: {} servers: - url: https://api.sandbox.conduit.financial/v2 description: Sandbox - url: https://api.conduit.financial/v2 description: Production security: - api-key: [] tags: - name: Customers - name: Registered Addresses - name: Wallets - name: Wallet Signers - name: Signing Quorum - name: Virtual Accounts - name: Applications - name: Documents - name: Verifications - name: Signing Requests - name: Transactions - name: Payouts - name: Whitelist Recipients - name: Orders - name: Quotes - name: RFIs - name: Webhook Endpoints - name: Webhook Deliveries - name: Webhook Event Types - name: Features - name: Customer Onboarding - name: Markup - name: Sandbox paths: /customers/{customerId}/virtual-accounts: get: tags: - Virtual Accounts summary: List customer virtual accounts description: >- Returns a paginated list of virtual accounts for the customer with client-safe deposit instructions. Requires the virtual account feature to be active. operationId: VirtualAccountsController_list_v2 parameters: - name: customerId required: true in: path schema: type: string - name: cursor required: false in: query description: Opaque cursor from a previous response to fetch the next page schema: type: string - name: limit required: false in: query description: Maximum number of results to return (1-100) schema: minimum: 1 maximum: 100 default: 20 type: number - name: direction required: false in: query description: Pagination direction relative to the cursor schema: enum: - forward - backward type: string - name: asset required: false in: query description: >- Filter to virtual accounts denominated in this asset code (e.g. `USD`). Case-insensitive. schema: type: string responses: '200': description: '' content: application/json: schema: $ref: '#/components/schemas/VirtualAccountListResponseClass' '400': description: >- **INVALID_OID_FORMAT**: A path or query parameter expected a valid object identifier but received a value that does not match the expected format. **INVALID_CURSOR**: The pagination cursor provided in the request is malformed or has expired. content: application/json: schema: $ref: '#/components/schemas/ValidationErrorDto' example: type: INVALID_OID_FORMAT title: Invalid Object ID Format status: 400 detail: >- A path or query parameter expected a valid object identifier but received a value that does not match the expected format. resolution: >- Verify that all IDs in the request URL and query parameters are correctly formatted. IDs are typically prefixed strings like 'cus_...', 'app_...', or 'doc_...'. docs: https://conduit-v2.mintlify.app/errors#invalid-oid-format instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' '401': description: >- **API_KEY_MISSING**: The request did not include an API key. All API requests must be authenticated. **API_KEY_INVALID**: The provided API key is not recognized or has been revoked. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: API_KEY_MISSING title: API Key Missing status: 401 detail: >- The request did not include an API key. All API requests must be authenticated. resolution: >- Include your API key in the 'x-api-key' header with every request. docs: https://conduit-v2.mintlify.app/errors#api-key-missing instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' '403': description: >- **FEATURE_NOT_ENABLED**: Your account does not have access to this feature. Features are enabled on a per-account basis. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: FEATURE_NOT_ENABLED title: Feature Not Enabled status: 403 detail: >- Your account does not have access to this feature. Features are enabled on a per-account basis. resolution: >- Contact support to request access to this feature, or check your account settings to verify which features are enabled. docs: https://conduit-v2.mintlify.app/errors#feature-not-enabled instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' '404': description: >- **CUSTOMER_NOT_FOUND**: No customer exists with the specified ID, or the customer belongs to a different organization. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: CUSTOMER_NOT_FOUND title: Customer Not Found status: 404 detail: >- No customer exists with the specified ID, or the customer belongs to a different organization. resolution: >- Verify the customer ID is correct. Use the list customers endpoint to find valid customer IDs for your organization. docs: https://conduit-v2.mintlify.app/errors#customer-not-found instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' '429': description: >- **RATE_LIMITED**: Too many requests. This error is returned by three independent checks: the per-organization bucket applied to every authenticated API request; the per-IP bucket applied to unauthenticated traffic before an API key is validated; and the per-IP bucket applied when repeated invalid API keys are submitted from the same address. Honor the Retry-After header (also exposed as retryAfterSeconds in the body) before retrying. Current limits and remaining budget are visible in X-RateLimit-Limit, X-RateLimit-Remaining, and X-RateLimit-Reset on rate-limited route responses. content: application/json: schema: $ref: '#/components/schemas/RateLimitedErrorDto' example: type: RATE_LIMITED title: Rate Limited status: 429 detail: >- Too many requests. This error is returned by three independent checks: the per-organization bucket applied to every authenticated API request; the per-IP bucket applied to unauthenticated traffic before an API key is validated; and the per-IP bucket applied when repeated invalid API keys are submitted from the same address. Honor the Retry-After header (also exposed as retryAfterSeconds in the body) before retrying. Current limits and remaining budget are visible in X-RateLimit-Limit, X-RateLimit-Remaining, and X-RateLimit-Reset on rate-limited route responses. resolution: >- Sleep until Retry-After seconds have elapsed, then retry. For sustained workloads exceeding the per-organization defaults, request a rate-limit increase through your support contact. docs: https://conduit-v2.mintlify.app/errors#rate-limited instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' retryAfterSeconds: 3 '500': description: >- **INTERNAL_ERROR**: An unexpected error occurred while processing your request. content: application/json: schema: $ref: '#/components/schemas/ProblemDetailDto' example: type: INTERNAL_ERROR title: Internal Error status: 500 detail: An unexpected error occurred while processing your request. resolution: >- Retry the request after a brief delay. If the error persists, contact support and include the correlationId from the error response for investigation. docs: https://conduit-v2.mintlify.app/errors#internal-error instance: /v2/... correlationId: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe timestamp: '2026-01-15T09:30:00.000Z' components: schemas: VirtualAccountListResponseClass: type: object properties: data: type: array items: type: object properties: id: type: string pattern: ^vac_[0-9A-Za-z]{22}$ status: type: string enum: - pending_activation - active - disabled asset: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX - XLM description: Asset code identifier example: USD chain: type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin description: Blockchain network. `null`/omitted for fiat assets. nullable: true required: - code balances: type: array items: type: object properties: available: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX - XLM description: Asset code (USDC, USD, etc.) chain: description: Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false pending: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX - XLM description: Asset code (USDC, USD, etc.) chain: description: Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false frozen: type: object properties: code: type: string enum: - USD - EUR - GBP - CHF - JPY - CAD - AUD - NZD - SGD - HKD - CNY - KRW - INR - BRL - MXN - ARS - CLP - COP - PEN - ZAR - NGN - KES - GHS - EGP - AED - SAR - ILS - TRY - PLN - CZK - HUF - SEK - NOK - DKK - THB - IDR - MYR - PHP - VND - TWD - USDC - USDT - DAI - EURC - PYUSD - BTC - ETH - SOL - TRX - XLM description: Asset code (USDC, USD, etc.) chain: description: Chain when the asset is on-chain; omitted for fiat. type: string enum: - ethereum - base - solana - polygon - arbitrum - optimism - avalanche - tron - stellar - bsc - bitcoin amount: type: string description: Decimal string, asset-precision rounded required: - code - amount additionalProperties: false required: - available - pending - frozen description: >- Balance for one asset on an account: available, pending, and frozen buckets all in the same asset. depositInstructions: type: array items: oneOf: - type: object properties: type: type: string enum: - us_domestic currency: type: string enum: - USD description: >- Currency this block collects. Always USD: ACH, Fedwire and RTP are US clearing networks and settle dollars only. accountNumber: type: string beneficiaryName: type: string beneficiaryAddress: type: string beneficiaryPostalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bank: type: object properties: legalName: type: string address: type: string postalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bic: type: string required: - legalName - address paymentReference: type: string rails: minItems: 1 type: array items: type: object properties: rail: anyOf: - type: string enum: - ach - type: string enum: - fedwire - type: string enum: - rtp routingNumber: type: string sameDayEligible: type: boolean networks: type: array items: type: string enum: - tch - fednow fednowCap: type: string required: - rail - routingNumber description: >- US domestic networks this account collects on. Every entry carries its own routing number; the payer picks one network. required: - type - currency - accountNumber - beneficiaryName - rails description: >- Domestic US clearing coordinates: an account number plus one routing number per network (ACH, Fedwire, RTP). example: type: us_domestic currency: USD accountNumber: '123456789' beneficiaryName: Example Customer beneficiaryAddress: 1 Main St, New York, NY bank: legalName: Example Bank address: 2 Bank St, New York, NY postalAddress: addressLine1: 2 Bank St city: New York state: NY postalCode: '10005' country: US rails: - rail: ach routingNumber: '021000021' sameDayEligible: false - rail: fedwire routingNumber: '021000021' - rail: rtp routingNumber: '021000021' networks: - tch - type: object properties: type: type: string enum: - swift currency: type: string enum: - AED - ARS - AUD - BRL - CAD - CHF - CLP - CNY - COP - CZK - DKK - EGP - EUR - GBP - GHS - HKD - HUF - IDR - ILS - INR - JPY - KES - KRW - MXN - MYR - NGN - NOK - NZD - PEN - PHP - PLN - SAR - SEK - SGD - THB - TRY - TWD - USD - VND - ZAR description: >- Currency this block collects. The rail family and the currency are independent here: correspondent banking settles many currencies, so read this field rather than inferring one from the family. accountNumber: type: string iban: type: string beneficiaryName: type: string beneficiaryAddress: type: string beneficiaryPostalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bank: type: object properties: legalName: type: string address: type: string postalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bic: type: string required: - legalName - address correspondent: type: object properties: name: type: string address: type: string postalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bic: type: string accountNumber: type: string required: - name - address - bic paymentReference: type: string rails: minItems: 1 maxItems: 1 type: array items: type: object properties: rail: type: string enum: - swift required: - rail required: - type - currency - beneficiaryName - rails description: >- International SWIFT coordinates: an account number or an IBAN, the collecting bank's BIC, and the correspondent to route through where one applies. example: type: swift currency: USD accountNumber: '123456789' beneficiaryName: Example Customer bank: legalName: Example Bank address: 2 Bank St, New York, NY postalAddress: addressLine1: 2 Bank St city: New York state: NY postalCode: '10005' country: US bic: EXMPUS33XXX correspondent: name: Correspondent Bank address: 3 Wall St, New York, NY postalAddress: addressLine1: 3 Wall St city: New York state: NY postalCode: '10005' country: US bic: CORRUS33XXX rails: - rail: swift - type: object properties: type: type: string enum: - sepa currency: type: string enum: - EUR description: >- Currency this block collects. Always EUR: a SEPA credit transfer is euro-denominated by scheme. iban: type: string bic: type: string description: >- Collecting bank's BIC. Always present: a SEPA credit transfer has no correspondent hop to fall back on, so this is a coordinate rather than bank disclosure. beneficiaryName: type: string beneficiaryAddress: type: string beneficiaryPostalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bank: type: object properties: legalName: type: string address: type: string postalAddress: type: object properties: addressLine1: type: string description: Primary street address example: 100 Market St addressLine2: description: Secondary address line (suite, floor, etc.) example: Suite 400 type: string city: type: string description: City example: San Francisco state: description: State or province example: CA type: string postalCode: description: Postal code example: '94105' type: string country: type: string enum: - AF - AL - DZ - AS - AD - AO - AI - AQ - AG - AR - AM - AW - AU - AT - AZ - BS - BH - BD - BB - BY - BE - BZ - BJ - BM - BT - BO - BQ - BA - BW - BV - BR - IO - BN - BG - BF - BI - CV - KH - CM - CA - KY - CF - TD - CL - CN - CX - CC - CO - KM - CG - CD - CK - CR - CI - HR - CU - CW - CY - CZ - DK - DJ - DM - DO - EC - EG - SV - GQ - ER - EE - SZ - ET - FK - FO - FJ - FI - FR - GF - PF - TF - GA - GM - GE - DE - GH - GI - GR - GL - GD - GP - GU - GT - GG - GN - GW - GY - HT - HM - VA - HN - HK - HU - IS - IN - ID - IR - IQ - IE - IM - IL - IT - JM - JP - JE - JO - KZ - KE - KI - KP - KR - KW - KG - LA - LV - LB - LS - LR - LY - LI - LT - LU - MO - MG - MW - MY - MV - ML - MT - MH - MQ - MR - MU - YT - MX - FM - MD - MC - MN - ME - MS - MA - MZ - MM - NA - NR - NP - NL - NC - NZ - NI - NE - NG - NU - NF - MK - MP - 'NO' - OM - PK - PW - PS - PA - PG - PY - PE - PH - PN - PL - PT - PR - QA - RE - RO - RU - RW - BL - SH - KN - LC - MF - PM - VC - WS - SM - ST - SA - SN - RS - SC - SL - SG - SX - SK - SI - SB - SO - ZA - GS - SS - ES - LK - SD - SR - SJ - SE - CH - SY - TW - TJ - TZ - TH - TL - TG - TK - TO - TT - TN - TR - TM - TC - TV - UG - UA - AE - GB - US - UM - UY - UZ - VU - VE - VN - VG - VI - WF - EH - YE - ZM - ZW description: Country (ISO 3166-1 alpha-2) example: US required: - addressLine1 - city - country bic: type: string required: - legalName - address paymentReference: type: string rails: minItems: 1 maxItems: 1 type: array items: type: object properties: rail: type: string enum: - sepa required: - rail required: - type - currency - iban - bic - beneficiaryName - rails description: >- Euro-area credit-transfer coordinates: an IBAN plus a BIC. Settles at the collecting bank with no US correspondent hop. example: type: sepa currency: EUR iban: DE89370400440532013000 bic: EXMPDEFFXXX beneficiaryName: Example Customer beneficiaryAddress: 1 Hauptstrasse, Berlin bank: legalName: Example Bank Europe address: 2 Bankstrasse, Frankfurt postalAddress: addressLine1: 2 Bankstrasse city: Frankfurt postalCode: '60311' country: DE bic: EXMPDEFFXXX rails: - rail: sepa activatedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' nullable: true createdAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' updatedAt: type: string format: date-time description: ISO 8601 timestamp example: '2026-01-15T09:30:00.000Z' required: - id - status - asset - balances - depositInstructions - activatedAt - createdAt - updatedAt meta: type: object properties: mode: type: string description: Pagination mode example: cursor enum: - cursor nextCursor: type: string description: Cursor for the next page, null if no more results example: eyJpZCI6ImN1c18yeFBxTjhSIn0 nullable: true previousCursor: type: string description: Cursor for the previous page, null if at the start example: null nullable: true total: type: number description: Total number of records matching the query example: 42 required: - mode - nextCursor - previousCursor - total required: - data - meta ValidationErrorDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_034A0gCCVsxdV2PjHLx9k1 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_034A0gCCVsxdV2PjHLx9k1 correlationId: description: Request correlation ID example: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) errors: type: array items: type: object properties: pointer: type: string description: JSON pointer to the invalid field example: /email detail: type: string description: What is wrong with this field example: Invalid email format allowedValues: description: The values this field accepts, when it is a closed set example: - ach - fedwire - rtp type: array items: type: string category: description: >- Class of blocker (requirements-validator output only). 'field' = form-field gap, 'document' = missing or insufficient document (including per-UBO document slots), 'individual' = required person missing. example: field type: string enum: - field - document - individual required: - pointer - detail required: - type - title - status - detail - resolution - docs - instance - timestamp ProblemDetailDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_034A0gCCVsxdV2PjHLx9k1 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_034A0gCCVsxdV2PjHLx9k1 correlationId: description: Request correlation ID example: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) required: - type - title - status - detail - resolution - docs - instance - timestamp RateLimitedErrorDto: type: object properties: type: type: string description: Machine-readable error code example: CUSTOMER_NOT_FOUND title: type: string description: Human-readable error type label example: Customer Not Found status: type: number description: HTTP status code example: 404 detail: type: string description: Human-readable explanation of this occurrence example: Customer with id cus_034A0gCCVsxdV2PjHLx9k1 not found resolution: type: string description: What the developer should do to resolve this error example: >- Verify the customer ID. Check you are using the correct API key for this organization. docs: type: string description: URL to error documentation example: https://conduit-v2.mintlify.app/errors#customer-not-found instance: type: string description: Request path that produced the error example: /v2/customers/cus_034A0gCCVsxdV2PjHLx9k1 correlationId: description: Request correlation ID example: 00469ea4-52c1-4ffa-bd05-9f28b236a5fe type: string timestamp: type: string description: ISO 8601 UTC timestamp example: '2026-04-27T20:00:00.000Z' details: description: >- Additional structured data for domain-specific errors (e.g. missing field lists, pair info) retryAfterSeconds: type: integer minimum: 0 exclusiveMinimum: true maximum: 9007199254740991 description: Seconds to wait before retrying example: 3 required: - type - title - status - detail - resolution - docs - instance - timestamp - retryAfterSeconds securitySchemes: api-key: type: apiKey in: header name: x-api-key ````