> ## Documentation Index
> Fetch the complete documentation index at: https://docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Withdrawals

> Send stablecoins from your Conduit balance to external blockchain wallets.

## **Withdrawals**

Withdrawals move stablecoins out of a Conduit-held account to an external blockchain wallet. Use this when sending stablecoin to third parties, self-custody, or exchanges, without converting to fiat.

**Type:** `withdrawal`

### **When to use**

* Paying a vendor or contractor in stablecoins.
* Moving funds to your own self-custody wallet.
* Funding an exchange or liquidity venue.

### **Key fields**

* **Source**: your Conduit account ID (`acct_...`).
* [**Destination**](/core-concepts/payment-methods): the destination wallet ID (`wlt_...`).
* **Purpose (optional)**: transaction purpose code.
* **Documents (optional):** supporting docs for compliance.
* **Reference (optional):** your internal reference.

### **How withdrawals work**

1. Create a transaction with type `withdrawal` .
2. Conduit processes the withdrawal on-chain.
3. Settlement completes when the blockchain transaction is confirmed.

### **Transaction status flow**

```mermaid theme={null}
flowchart LR
  A[Initializing] --> B[Created]
  B --> C[Processing Withdrawal]
  C --> D[Withdrawal Processed]
  D --> E[Processing Settlement]
  E --> F[Completed]
```

Your transaction progresses through these stages:

* **Initializing**: transaction is being created and validated.
* **Created**: transaction is accepted.
* **Processing withdrawal**: on-chain submission is in progress.
* **Withdrawal processed**: on-chain transaction has been submitted.
* **Processing settlement**: confirmations are being processed and the credit is finalized.
* **Completed**: funds have been delivered to the destination wallet.

### **Understanding true sender and true recipient**

#### **Why this matters**

Compliance requires visibility into the actual parties involved in each transaction, not just intermediaries. Misidentification can result in:

* Payment delays or rejections
* Compliance review failures
* Risk of limited access or account offboarding

#### **True sender definition**

The true sender is the business that provides the funds for a transaction.

If you’re acting on behalf of a customer:

* The customer is the true sender — not your business, even if funds move through your accounts
* Example: Acme Corp pays a vendor via your platform → Acme Corp is the true sender

If the funds come from your own business account:

* Your company is the true sender
* Example: You pay a vendor directly → Your company is the true sender

#### **True recipient definition**

The true recipient is the person or business that ultimately receives and benefits from the funds.

If you’re paying on behalf of a customer:

* The final beneficiary is the true recipient — not your business
* Example: Acme Corp pays a contractor via your platform → The contractor is the true recipient

If the payment is for your own operations:

* The vendor or account receiving funds is the true recipient
* Example: You pay your supplier → The supplier is the true recipient

<Note>
  These may not always appear as explicit API fields but remain critical for compliance.
</Note>

### **Best practices**

* Validate destination address format and network support.
* Start with a small test amount for new destinations.
* Ensure the asset and network match the destination wallet capability.
* Monitor status via [Webhooks](/developer-sections/webhooks); alert on failures or long confirmations.

## **What's next?**

Now that you know what a withdrawal is and how it works, learn how to create one by following [Creating a Withdrawal Transaction](/guides/transaction/first-withdrawal-transaction).

For full request details, see the [API Reference](/api-reference/transactions/create-a-transaction).

## Support

Reach out to our [support team](https://support.conduitpay.com/) to get help and share your feedback.