> ## Documentation Index
> Fetch the complete documentation index at: https://docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Customer Payment Method

> This guide shows how to add a bank account and a crypto wallet to your customer's profile. This will allow you to use these payment methods in transaction involving your customer.

## Pre-requisites

* An active Conduit account with API access.
* API credentials (API Key and Secret.)
* Completed onboarding for your first customer as shown in the [Customer Onboarding](/guides/customer/onboarding-customer) guide.
* You have read our [Payment Methods](/core-concepts/payment-methods) Core Concepts.

<Steps>
  <Step title="Choose Payment Method Type">
    Decide which payment method you want to add:

    * **Bank Account**: For fiat currency transactions (onramp/offramp, traditional payments)
    * **Crypto Wallet**: For stablecoin transactions (onramp/offramp, crypto transfers)

    **Endpoint:** `POST /customers/id/payment-methods`
  </Step>

  <Step title="Create a Bank Account Payment Method">
    Add a bank account that your customer can use to send or receive fiat payments.

    ### Request Example

    ```bash theme={null}
    curl --request POST \
      --url https://api.conduit.financial/customers/id/payment-methods \
      --header "X-API-Key: your_api_key" \
      --header "X-API-Secret: your_api_secret" \
      --header "Content-Type: application/json" \
      --header "Api-Version: 2024-12-01" \
      --data '{
      "type": "bank",
      "currency": "USD",
      "address": {
        "streetLine1": "656"
      },
      "rail": [
        "fedwire"
      ],
      "bankName": "Bank of America",
      "accountOwnerName": "John Doe",
      "accountType": "savings",
      "accountNumber": "1234567890",
      "iban": "435677889867876",
      "pixKey": "7568769879",
      "routingNumber": "1234567890",
      "swiftCode": "153657",
      "branchCode": "46576",
      "bankCode": "577",
      "sortCode": "65676"
    }'
    ```

    ### Response Example

    ```json theme={null}
    {
      "id": "bank_1234",
      "type": "bank",
      "rail": [
        "fedwire"
      ],
      "bankName": "Bank of America",
      "accountOwnerName": "John Doe",
      "accountNumber": "1234567890",
      "currency": "USD",
      "routingNumber": "1234567890",
      "swiftCode": "153657",
      "branchCode": "46576",
      "bankCode": "577",
      "sortCode": "65676",
      "iban": "435677889867876",
      "status": "enabled",
      "address": {
        "streetLine1": "123 Main St",
        "city": "New York",
        "state": "NY",
        "postalCode": "10001",
        "country": "USA"
      },
      "entity": {
        "id": "cus_1234567890123456789012345",
        "name": "Mark Davis",
        "entityType": "business",
        "complianceEntityType": "customer"
      }
    }


    ```

    <Note>
      Success! Save the `bank_1234` ID — you'll need it when creating transactions involving this customer.
    </Note>
  </Step>

  <Step title="Create a Crypto Wallet Payment Method">
    Add a crypto wallet that your customer can use to send or receive digital assets.

    ### Request Example

    ```bash theme={null}
    curl --request POST \
      --url https://api.conduit.financial/customers/id/payment-methods \
      --header "X-API-Key: your_api_key" \
      --header "X-API-Secret: your_api_secret" \
      --header "Content-Type: application/json" \
      --header "Api-Version: 2024-12-01" \
      --data '{
        "type": "wallet",
        "rail": "tron",
        "walletAddress": "TXYZa1b2c3d4e5f6g7h8i9j0k1l2m3n4o5",
        "walletLabel": "My TRON Wallet"
      }'
    ```

    ### Response Example

    ```json theme={null}
    {
      "id": "wlt_2nqjHpNLK6wSNlFyMvZgX8SYeAO",
      "type": "wallet",
      "rail": "tron",
      "walletAddress": "TXYZa1b2c3d4e5f6g7h8i9j0k1l2m3n4o5",
      "walletLabel": "My TRON Wallet",
      "status": "enabled",
      "entity": {
        "id": "cus_1234567890123456789012345",
        "name": "Mark Davis",
        "entityType": "business",
        "complianceEntityType": "customer"
      }
    }


    ```

    <Note>
      Success! Save the `wlt_2nqjHpNLK6wSNlFyMvZgX8SYeAO` ID — you'll need it for crypto transactions involving this customer.
    </Note>
  </Step>
</Steps>

## Summary

Your customer’s payment methods are now ready to be used in transactions.

**What you can do now:**

* Use them in [Onramp Transactions](/core-concepts/transactions/onramp) (fiat → crypto)
* Use them in [Offramp Transactions](/core-concepts/transactions/offramp) (crypto → fiat)
* Reference them in any payment flow through the Conduit API

## What's next?

Learn how to create your customer's first counterparty in the [Create Your Customer’s First Counterparty](/guides/counterparty/adding-a-counterparty) guide.

## Support

Reach out to our [support team](https://support.conduitpay.com/) to get help and share your feedback.