> ## Documentation Index
> Fetch the complete documentation index at: https://docs.conduit.financial/llms.txt
> Use this file to discover all available pages before exploring further.

# Israel

> How to collect KYB documents from business customers in Israel (ISR) when onboarding through the Conduit API.

## Overview

| Field | Value |
| - | - |
| Region | Asia (West, South & Central) |
| ISO 3166-1 | IL / ISR |
| Registry | Rasham HaHavarot |
| Last updated | 2026-05-06 |

## Identifiers

Collect two identifiers from each business customer in Israel and submit them as strings on the application body.

| API field | Local name | Issuer |
| - | - | - |
| `businessInfo.taxId` | **Tik Niukim / Osek Murshe** | Israel Tax Authority |
| `businessInfo.businessEntityId` | **Company Number (Mispar Hevra / מספר חברה)** | Rasham HaHavarot |

*Tax ID:* Multi-ID system: income tax file (Tik Niukim), VAT registration (Osek Murshe / Osek Patur). Both required; VAT number for corporations matches the 9-digit company number.

*Registration number:* 9-digit number; assigned at incorporation; appears on Teudat Hit'asedut.

## Sector regulators

`BoI` · `ISA` · `CMISA` · `IMPA`

## Legal structures

| Local name | Abbreviation | Description |
| - | - | - |
| Chevra Beama (חברה בע״מ) — Private Company Limited by Shares | Ltd. | The standard closely-held company; limited liability, 1–50 shareholders, shares not freely tradable to the public; governed by Companies Law 5759-1999. Equivalent to a US LLC. |
| Public Company (חברה ציבורית) | — | Share-capital company whose shares are offered to the public via prospectus or listed on a stock exchange; subject to ISA oversight and enhanced governance requirements under Companies Law 5759-1999. Closest US equivalent: C-Corp (public). |
| General Partnership (שותפות רגילה) | — | Two or more partners with unlimited joint and several liability for partnership obligations; registered with the Registrar of Partnerships under the Partnerships Ordinance. Equivalent to a US General Partnership. |
| Limited Partnership (שותפות מוגבלת) | — | At least one general partner (unlimited liability) and one or more limited partners (liability capped at capital contribution); registered with the Registrar of Partnerships. Equivalent to a US Limited Partnership. |
| Sole Proprietor — Osek Murshe / Osek Patur (עוסק מורשה / עוסק פטור) | — | A natural person trading on their own account; no separate legal entity. Osek Murshe is VAT-registered; Osek Patur is the exempt-dealer status for turnover below the annual threshold. Both registered with the Israel Tax Authority. Equivalent to a US Sole Proprietorship. |
| Cooperative Society (אגודה שיתופית) | Aguda Shitufit | Member-owned entity governed by the Cooperative Societies Ordinance (1933); common in agriculture, transport, and housing; registered with the Registrar of Cooperatives. Equivalent to a US Cooperative. |
| Non-Profit Association (עמותה) | Amuta | Membership-based nonprofit requiring two or more founders and a non-commercial purpose; registered with the Registrar of Associations (Rasham Ha'amutot) under the Associations Law 5740-1980. Closest US equivalent: Nonprofit Corporation (501(c)(3)). |
| Public Benefit Company (חברה לתועלת הציבור) | Chalatz | A company incorporated under the Companies Law 5759-1999 whose purpose falls within one of the thirteen statutory public-benefit categories; profits may not be distributed; registered with Rasham HaHavarot and supervised by the Registrar of Endowments. Closest US equivalent: Nonprofit Corporation (501(c)(3)). |
| Foreign Company Branch (סניף חברה זרה) | — | A foreign company registered to carry on business in Israel; must appoint an Israeli resident agent to receive legal notices; registered with Rasham HaHavarot under Part Ten of the Companies Law 5759-1999. Equivalent to a US Branch or Representative Office. |

## How documents combine

For each evidence area, this table shows whether the listed documents are alternatives (any one of) or a bundle (all required). The artifact-by-artifact lookup follows below.

| Evidence area | Documents needed |
| - | - |
| Legal Registration | Teudat Hit'asedut |
| Constitutive Documents | Takanon |
| Tax Registration | *All required:* Ishur Nirshum Mas + VAT Registration Certificate (Osek Murshe) |
| Operating Permit | Rishyon Isuk |
| Ownership Records | Nusach Rasham HaHavarot |
| Governance Records | Nusach Rasham HaHavarot |
| Signing Authority | Board Resolution (Hachlata Direktorion) |
| Address | *Any one of:* חוזה שכירות · חשבון חשמל / מים · דף חשבון בנק |
| Good Standing | Nusach Rasham HaHavarot |

## Documents to collect

The physical documents you'll collect from your customer, with the evidence area each one proves. One document can prove multiple areas — for example, Brazil's Cartão CNPJ covers both tax and business-registration proof, so it appears once with both areas listed.

| Document | Proves |
| - | - |
| **Teudat Hit'asedut (Certificate of Incorporation)** | Legal Registration |
| **Takanon (Articles of Association)** | Constitutive Documents |
| **Ishur Nirshum Mas** | Tax Registration |
| **VAT Registration Certificate (Osek Murshe)** | Tax Registration |
| **Rishyon Isuk (Business License)** | Operating Permit |
| **Nusach Rasham HaHavarot (Registry Extract, shareholders section)** | Ownership Records, Governance Records, Good Standing |
| **Board Resolution (Hachlata Direktorion)** | Signing Authority |
| **חוזה שכירות** | Address |
| **חשבון חשמל / מים (עד 90 ימים)** | Address |
| **דף חשבון בנק (עד 90 ימים)** | Address |
| **Sector-Specific License** | Bank of Israel License, ISA License, CMISA License |

### Collection notes

* **Legal Registration:** Issued by Rasham HaHavarot; includes 9-digit company number and incorporation date.
* **Constitutive Documents:** Since Companies Law 5759-1999, the Takanon is the sole constitutional document (the former Tazkir / Memorandum was abolished for new companies).
* **Tax Registration:** Multi-ID system; collect both. VAT number for corporations matches the 9-digit company number.
* **Operating Permit:** Issued by local municipality under Business Licensing Law 5728-1968; renewed annually; not all business types require it.
* **Sector-Specific License:** Required for banks, payment service providers, insurance, securities dealers, pension funds.
* **Ownership Records:** Extract from Rasham HaHavarot lists shareholders of record, including nominee/trust declarations required since the 2021 Companies Regulations amendment.
* **Governance Records:** Lists current directors (Vaad Menahel / ועד מנהל); available via Rasham HaHavarot portal.
* **Signing Authority:** Board resolution is the standard instrument; POA (Yipui Koach) for designated signatories. Israel is a Hague Apostille Convention signatory.
* **Address:** Conduit universal policy: lease (no time bound) OR utility bill OR bank statement, with utility/bank dated within 90 days. Same evidence satisfies both registered-address and operating-address checks.
* **Good Standing:** Israel does not issue a distinct certificate of good standing; a recent certified Nusach Rasham HaHavarot extract (Nusach Meumenet) from the Companies Registrar portal is the standard instrument confirming current registration and active status.

## Person roles

When you submit a person on the application body, set their `role` to one of Conduit's canonical `BusinessPersonRole` values. Use this table to map a local corporate-governance title onto the right canonical role.

| Local role | Canonical API role | Description |
| - | - | - |
| Director (Direktor / דירקטור) | `CONTROLLING_PERSON` | Member of the board (Vaad Menahel); governance role under Companies Law 5759-1999. |
| External Director (Direktor Chitzon / דירקטור חיצוני) | `CONTROLLING_PERSON` | Mandatory for public companies; independent board member with statutory protections. |
| CEO / General Manager (Menahel Klali / מנהל כללי) | `CONTROLLING_PERSON` | Executive officer with day-to-day management authority; appointed by board. |
| Authorized Signatory / POA Holder (Mekhushe Koach / מוסמך חתימה) | `LEGAL_REPRESENTATIVE` | Person authorized by board resolution or notarized POA to legally bind the company. |

## Additional fields

Country-specific fields you'll need to collect during onboarding, beyond the document uploads.

| Field | Applies to | Reason |
| - | - | - |
| `Israeli resident agent details` | founder | Foreign company branch must designate an Israeli resident to receive legal notices (Companies Law 5759-1999, Part Ten). |

## Notes

* Dual-ID tax complexity. Every Israeli company has separate income tax (Tik Niukim) and VAT (Osek Murshe) registrations with the ITA — they are distinct certificates. The VAT number for incorporated companies matches the 9-digit company number; always collect both certificates.
* Registry extract is in Hebrew; English optional. The Rasham HaHavarot portal and underlying documents are primarily in Hebrew; obtain certified translations for KYB where required.
* Takanon replaces Memorandum for post-1999 companies. The Companies Law 5759-1999 abolished the Memorandum of Association (Tazkir) as a separate document for new companies; the Articles (Takanon) is the sole constitutional document. Pre-1999 entities may still have both; check incorporation date.


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