RAIL_POLICY_REJECTED error

{
  "type": "RAIL_POLICY_REJECTED",
  "title": "Payment rail rejected the transaction",
  "status": 422,
  "detail": "The payment rail's policy rejected the transaction.",
  "resolution": "Adjust the amount, recipient, or wait period and submit a new transaction.",
  "docs": "/errors#rail-policy-rejected",
  "instance": "/v2/transactions/txn_034A0gCCVmVhsfuR8SfVwM",
  "correlationId": "00469ea4-52c1-4ffa-bd05-9f28b236a5fe",
  "timestamp": "2026-01-15T09:30:00.000Z"
}

curl -X GET https://api.conduit.financial/v2/transactions/txn_034A0gCCVmVhsfuR8SfVwM \
  -H "x-api-key: YOUR_API_KEY"

curl -X POST https://api.conduit.financial/v2/payouts \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Idempotency-Key: idem_NEW_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "customerId": "cus_034A0gCCVsxdV2PjHLx9k1",
    "virtualAccountId": "vac_034A0gCCW1I7ZiTVLb0G7I",
    "assetAmount": {"code": "USD", "amount": "500.00"},
    "destination": {
      "type": "fiat",
      "rail": "fedwire",
      "recipient": {
        "type": "individual",
        "firstName": "Jane",
        "lastName": "Doe",
        "accountNumber": "1234567890",
        "routingNumber": "021000021",
        "accountType": "checking"
      }
    }
  }'

{
  "type": "transaction.failed",
  "data": {
    "transactionId": "txn_034A0gCCVmVhsfuR8SfVwM",
    "failureCode": "rail_policy_rejected"
  }
}